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Aussie credit card (mastercard) review
There are many reasons you should switch to or grab the Aussie credit card (master card) and we will discuss the benefits and the advantages this credit card has over other Australian credit cards. The biggest benefit that makes the Aussie credit card stand out over other credit cards in Australia is the low interest rate of 11.49% p.a. (as of this article date 22nd Feb 2008).
You probably can't find a lower credit card interest rate at this point in time. This low interest rate justifies the Aussie credit card having no reward point scheme, you save your money on the lower interest and then you can use that money to purchase anything you like, where as with other cards you pay more on interest then they give you points to get back some of your money back with the choice of products they give you, the Aussie creditcard seems like the better option in this case.
When you first sign up to Aussie credit card (master card) you'll receive almost 2 months interest spending time (55 days) as well as this when you apply online you'll get a response within 60 seconds, note that this is not an approval, the response will let you know if you've past the first stage of the application or not so this way you are not left wondering what happened to your online credit card application. You can always call up and find out the status of your credit card application too.
Other benefits of the Aussie credit card include internet account access, so you can easily manage your Aussie credit card online, see how much you owe and pay back any amounts owing. You can get a credit limit of up to $15,000 which gives you a great deal of buying power and the cash advance interest rate is low also, so this credit card can be great for funding small projects you have, such as house renovations or buying a car. There is an annual fee of $49 however you are saving with the low interest rate as compared to other credit cards can be huge depending on the amount you are spending, you could be charged over $49 in one month with other credit cards, so the annual Aussie credit card fee becomes minimal. You can apply to the Aussie credit card online, (also known as the Aussie master card). It is one of the best credit cards on offer.
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