Look suave with a gold credit card. What?

So should your wife be concerned? You’re at a pub, you go to pay your tab and, lo and behold, gold cards in abundance in your billfold. The women in the bar begin to flock around like bees to honey. You see the wedding ring on your finger, curse your bad luck and wave them all off. Does this scenario sound familiar? Are you plagued by these problems? Of course not!

A gold credit card conveys a lot of things: financial stability, financial responsibility, and a good credit rating…but that you’ll have women fawning all over you when your wife’s away? Probably not. Do they improve your appearance? Sure, if you’re trying to attract gold diggers they do. Luckily most modern women aren’t that shallow.

Flashing a gold card just to impress other people is akin to smoking cigarettes when you’re 15 to impress your friends. And you look about as cool doing it.

In the end, all those precious metal colored credit cards all have the same worth. They’re not actually made of those metals, so in and of themselves they have no value. They’re all just made of plastic. Granted, they will all be around in little pieces until our sun expands and engulfs our planet. If that gives them worth, then the cards themselves have some value.

The true value they carry is when you have them hidden in your wallet and you have the peace of mind and security that comes from knowing should something come up, you will be able to take care of it without having to go and ask your mother-in-law for money.
There are numerous benefits to having gold credit cards. They do increase your spending power. You generally have a higher limit, or have no limit depending on what type of card it is. As long as you’re in good standing with your credit card company, you can always call and request an increase if the need should arise and they will usually grant it. A gold credit card can also offer better rewards, such as travel discounts and points. They also offer insurance on all your purchases, better customer service and better identity theft protection safeguards. Many also offer credit protection in case you were to lose your job. They can certainly build your confidence. While that may not directly improve your appearance, it is certainly apparent to others and you don’t even have to open your billfold to show them your gold cards.

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