Travel credit card is an essential for frequent travelers. Aside from freeing you from worries of running out of cash and being susceptible to hold-up men or robbers while on foreign lands because you can pay your plane tickets and other transactions through it, its use also gives you some discounts, perks and other freebies. But the foremost benefit is the convenience of booking your travels online because you will be spared from queues, although debit cards can also be used to pay your plane fare online.
If you travel often by air the more reason for you to get a travel credit card because aside from the convenience it gives you in purchasing your ticket and while on your destination, it will also earn you some reward points every time you use it. These rewards points are translated into free mileage, in such a way that if you have accumulated enough points you enjoy a significant discount on your next plane fare and some card companies even offer a totally free plane fare.
There are also other types of rewards offered by credit card companies. Some of which are discount on hotel accommodation, a free dinner in a fine dining restaurant, free tour packages, free gadgets, etc. If you do not have a credit card or your existing card will be expiring soon, you should check first the features and rewards of several travel credit cards, compare and choose which card will give you the most benefit depending on your lifestyle and personality. Almost all popular credit cards already carry these travel mileage rewards and are in partnership with famous hotel chains like the Visa Card, MasterCard, HSBC Card, etc.
Some airlines established partnership with stable credit card companies to promote their frequent traveler program like the American Airlines who is in partnership with Citibank in implementing their Advantage mile scheme. Another is the Northwest Airlines which is offering WorldPerks through Visa card.
In choosing the travel credit card that will give you the most benefit you should also check their rates, annual fees and other charges. Don’t just go for the card that offer the most lucrative reward because just the same if they have exorbitant charges then it would still be impractical to go for that card.